As the real estate market continues its recovery, Freddie Mac reported that mortgage interest rates have inched upward from the record low of 4.23 percent in October. The national average commitment rate for a 30-year, fixed-rate, conventional mortgage rose to 4.3 percent in November; the rate was 4.88 percent in November 2009. NAR chief economist Lawrence Yun expects affordable financing will continue in 2011. “In the short term, mortgage interest rates should hover just above recent record lows, while home prices have generally stabilized following declines from 2007 through 2009,” Yun said. “Although mortgage interest rates have ticked up in recent weeks, overall conditions remain extremely favorable for buyers who can obtain credit.”

When selling your home in the winter, the art of staging the inside becomes more important.  Here are five simple tips that can help you sell your home shine even when the outside landscaping has faded:

• Keep your house warm.  In the winter people tend to turn the thermostat down to save money, however a warmer house is more welcoming to a potential buyer.
• Clear your walkways and driveways of any snow or ice.  Make it easy for buyers to get to your home.
• Clean the windows and blinds.  Letting in the natural light can brighten up a room and cheer up the home.  This also brings attention to the windows and blinds so make sure they are clean even during winter.  Dirty windows will make the home seem as those it’s not well maintained.
• Background music played softly can completely change the atmosphere making the home seem cozy and keep potential buyers around longer.  Stick with classical music which can appeal to anyone.
• Leave the light on.  Before showing a home, make sure it’s well lit.  A well lit home is more inviting.  If you’re not home, consider setting up timers.

Following these simple tips can give your house that added boost in today’s competitive market. For information on selling in our local market, please feel free to call and ask for a computer analysis of our recent market activity. We would be more than happy answer any questions you might have!

As the real estate market continues its recovery, Freddie Mac reported that mortgage interest rates have inched upward from the record low of 4.23 percent in October. The national average commitment rate for a 30-year, fixed-rate, conventional mortgage rose to 4.3 percent in November; the rate was 4.88 percent in November 2009. NAR chief economist Lawrence Yun expects affordable financing will continue in 2011. “In the short term, mortgage interest rates should hover just above recent record lows, while home prices have generally stabilized following declines from 2007 through 2009,” Yun said. “Although mortgage interest rates have ticked up in recent weeks, overall conditions remain extremely favorable for buyers who can obtain credit.”

When selling your home in the winter, the art of staging the inside becomes more important.  Here are five simple tips that can help you sell your home shine even when the outside landscaping has faded:

• Keep your house warm.  In the winter people tend to turn the thermostat down to save money, however a warmer house is more welcoming to a potential buyer.
• Clear your walkways and driveways of any snow or ice.  Make it easy for buyers to get to your home.
• Clean the windows and blinds.  Letting in the natural light can brighten up a room and cheer up the home.  This also brings attention to the windows and blinds so make sure they are clean even during winter.  Dirty windows will make the home seem as those it’s not well maintained.
• Background music played softly can completely change the atmosphere making the home seem cozy and keep potential buyers around longer.  Stick with classical music which can appeal to anyone.
• Leave the light on.  Before showing a home, make sure it’s well lit.  A well lit home is more inviting.  If you’re not home, consider setting up timers.

Following these simple tips can give your house that added boost in today’s competitive market. For information on selling in our local market, please feel free to call and ask for a computer analysis of our recent market activity. We would be more than happy answer any questions you might have!

WANT ABUNDANCE IN YOUR LIFE?

Who among us would answer “NO” to that question? Yet abundance often seems beyond our reach. We see it in others, but do not believe it is in us. We see ourselves as the apple (limited), rather than the seed (limitless).

So, what’s the first step on the road to abundance? Wayne Dyer thinks it is giving thanks – for what you already have. That might include good health, a new baby on the way, loving parents, a career you enjoy, or money in the bank. You do have a few things going for you – right?

Just as the potential of the seed in the apple is limitless, so is your ability to attract abundance. By focusing on what you already have, you begin to deny what you don’t. Your attention is drawn away from the scarcity in your life – and towards the abundance that already exists in your world.

You may be thinking that when you achieve abundance, you will finally be complete. Therein lies the surprise – that you are already complete. You are never going to get it all, because you have it all already. That’s right. If you are not currently thankful for the good in your life, having more of it will make no difference.

The secret to abundance then lies within you. Place your thoughts squarely on what you already have, be grateful, and it will expand beyond your wildest dreams. Believe you have nothing until you get more, and you will spiral endlessly downward in despair at how unjustly the world is treating you.

Want abundance in your life? Think about it!